Insightful Guidance For Your Bankruptcy Needs REACH OUT
The Legal Process for Evicting a Tenant: A Landlord’s Guide

Evicting a tenant is a difficult and often stressful process for any landlord. In New Jersey, the law provides specific procedures and protections for both tenants and landlords during the eviction process.

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Tenant Rights During an Eviction: What You Need to Know

Evictions can be stressful, confusing, and financially devastating. Whether you’ve fallen behind on rent, had a disagreement with your landlord, or been told to vacate for another reason, the process is often overwhelming. But here’s an important fact: you still have legal rights, even during an eviction.

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The Most Common Breaches of Contract and How to Resolve Them

Contracts form the backbone of countless business relationships and personal agreements. Whether you're signing a commercial lease, delivering professional services, or hiring a contractor, a contract sets clear expectations and legal obligations. In Vineland, New Jersey, and the surrounding areas, contract breaches are a frequent source of legal tension.

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The Role of a Repayment Plan in Chapter 13 Bankruptcy

Facing overwhelming debt can be an emotionally draining and financially destabilizing experience. For many individuals in New Jersey, consumer bankruptcy becomes a practical legal avenue to regain financial control and peace of mind. Chapter 13 bankruptcy, in particular, offers a structured way to manage and repay debts without liquidating assets.

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How Chapter 13 Bankruptcy Can Help You Keep Your Home

When you’re struggling to keep up with mortgage payments and the threat of foreclosure looms over your head, it can feel like you're drowning, with no clear way out. You're not alone. Every year, thousands of New Jersey homeowners face similar situations, whether due to job loss, medical bills, divorce, or simply the rising cost of living.

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What Debts Can and Cannot Be Discharged in Chapter 7 Bankruptcy?

When you're facing overwhelming debt, Chapter 7 bankruptcy can provide a fresh start by discharging certain debts and providing the opportunity to regain financial stability. This form of bankruptcy is often referred to as "liquidation bankruptcy" because it involves the sale of non-exempt assets to pay creditors.

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How to Qualify for Chapter 7 Bankruptcy Under the Means Test

If you're struggling with debt and considering bankruptcy, Chapter 7 may be a solution to help you discharge unsecured debts, such as credit card balances and medical bills.

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How Bankruptcy Can Help Stop Harassment from Creditors

Debt can become overwhelming, and constant calls, letters, and threats from creditors only make it worse. Financial struggles shouldn’t come with intimidation, yet many creditors push legal and ethical boundaries to collect what they’re owed.

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What Are the Long-Term Financial Implications of Filing for Bankruptcy?

Filing for bankruptcy is not a decision anyone takes lightly. As a bankruptcy attorney in South Jersey, I, Victor Druziako of the Law Office of Victor Druziako, P.C., have had the opportunity to help individuals in Vineland, New Jersey, and throughout South Jersey work through this challenging process.

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How to Stop a Repossession, Wage Garnishment, or Bank Levy

Facing the threat of repossession, wage garnishment, or a bank levy can be incredibly stressful. These financial burdens can have significant impacts on your life, affecting your income, your property, and your peace of mind.

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