Bankruptcy Attorney in Vineland, New Jersey

Protect Yourself from Drowning in Debt

Work with an Attorney When You Need to File for Bankruptcy

Foreclosures on your home or business, repossession of personal property and student loans all qualify under bankruptcy law. At The Law Office of Victor Druziako, P.C. in Vineland, New Jersey, I can provide you with assistance when filing for bankruptcy. Law nuances are important when it comes to filing, but I am here to walk you through all the details. This process may feel overwhelming, but I'm here to provide knowledgeable and judgment-free counsel.

I cover a variety of bankruptcy-related cases, including those that involve:

• Foreclosures

• Repossession

• Student loans

• Credit card debt

• Co-signer protections

I understand the stress you may be dealing with as you consider your options for handling your debts. You may feel like you are trapped in a cycle and that you're unable to get ahead in your financial situation. Schedule an appointment with me today, and we will carefully consider all of your options. You'll have the chance of peace of mind as we get you on a plan to take your life back. From my office in Vineland, New Jersey, I represent clients throughout South Jersey in their bankruptcy cases.

Chapter 7 vs. Chapter 13 Bankruptcy

I can explain all the ins and outs of Chapter 7 bankruptcy and Chapter 13 bankruptcy, but there are a few basic things that differentiate the two. Chapter 7 bankruptcy involves liquidating your assets to pay back your loans. Chapter 13 bankruptcy allows you to set up a repayment plan to make your debt more manageable. Individuals and businesses qualify for Chapter 7, but only individuals can file Chapter 13.

I proudly assist clients across South Jersey in the pursuits of financial freedom. To learn more about which form of bankruptcy is right for you, schedule a free consultation with me in Vineland, New Jersey.